Dear Holmdel Township School Community,
As we close out October, it is hard to believe that we are already nearly a quarter of the way through the 2026–27 school year. It has been an exciting start, marked by outstanding student accomplishments, meaningful learning experiences, and countless examples of the school-community partnership that makes Holmdel special.
Our athletic teams have given us much to celebrate. The High School girls tennis team captured its fifth consecutive Group II State Championship, both varsity soccer teams earned Shore Conference Coaches Cup championships, and our Middle School girls soccer and field hockey teams each completed undefeated fall seasons. These accomplishments reflect not only the talent and dedication of our student-athletes and coaches, but also the character, sportsmanship, and pride they demonstrate as representatives of our schools and community.
We are equally proud of our students' academic achievements. The Class of 2026 included one National Merit Scholarship winner, two semifinalists, and 10 commended students. The Class of 2027 has already earned two semifinalist designations and 18 commendations. From robotics competitions to fundraising initiatives and community events organized by our outstanding parent groups, our students, staff, and families continue to make a difference in so many ways.
Beyond these accomplishments, October has been a reminder that what makes our district special is the combination of achievement, connection, and care for one another. As we look ahead to November and a season of gratitude, I encourage all of us to continue fostering kindness, inclusion, and strong partnerships between home and school.
Thank you for your continued trust and support. It is a privilege to serve this community, and I look forward to all that we will accomplish together in the weeks ahead.
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Rising health care costs are among the most significant financial pressures facing public school districts across NJ. These costs affect not only employee benefits but also district budgets, local taxpayers, and the resources available to support students. Understanding how the state’s health benefits system works and the challenges it faces is important to our community.
How the state program works 🩺
NJ’s School Employees’ Health Benefits Program (SEHBP) provides medical and prescription coverage to eligible employees of participating school districts and county colleges. Participating districts pay premiums, while employees contribute toward coverage based on applicable laws, plan selection, and employment agreements. Not all districts participate in the state program. Some obtain coverage through private insurance carriers or other authorized arrangements, resulting in different premium costs and annual increases.
Why costs are rising 📈
Rising medical expenses, prescription drug costs, and increased use of health care services have contributed to higher premiums. Additionally, some districts with lower claims costs have left the state program to seek more affordable coverage. This can leave a higher-cost pool of participants, placing further pressure on premiums.
Recent developments 📰
In September 2026, the School Employees’ Health Benefits Commission approved a 34.4% increase in premium rates for active employees for the 2027 plan year. This increase applies to the state program and should not be confused with the percentage individual employees pay or the increase experienced by every district.
In October, Governor Sherrill announced a working group to examine the affordability and sustainability of NJ’s public employee health benefits programs, including issues related to plan design, provider payments, employee contributions, and program governance.
Why this matters for our schools 🎓
Health benefits represent a substantial portion of school district operating expenses. Significant increases can place additional pressure on budgets that support classroom instruction, staffing, student services, technology, transportation, and extracurricular activities. At the same time, competitive benefits are essential to attracting and retaining qualified school employees.
Addressing these challenges requires balancing sustainable costs with meaningful employee benefits while ensuring responsible use of public resources.
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In February 2025, the District transitioned from the State Health Benefits Plan to a private insurance plan through Aetna. This change generated several hundred thousand dollars in premium savings that year, helping the District maintain additional surplus and fund balance.
However, in late fall of the 2025–2026 school year, Aetna quoted the District a premium increase of more than 60%, citing a claims experience of 164%. Despite efforts to explore alternatives, no other private carriers or insurance funds were willing to provide a quote.
As a result, the District had no viable alternative but to return to the State Health Benefits Plan, resulting in a significant increase in premium costs during the fiscal year.
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The District is now evaluating healthcare coverage options for the next renewal period, effective February 1, 2027. As shared in the previous newsletter, the State Health Benefits Plan has announced a 34.4% increase in premiums.
Our insurance brokers are working diligently to obtain the District’s claims history and explore alternative carriers. However, the claims information currently available is significantly less detailed than what is typically provided through a private insurance plan. This limitation makes it more challenging for our brokers to solicit and evaluate competitive proposals.
The potential budget impact is significant:
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2026–2027 budget: If the District cannot secure a more cost-effective alternative for the upcoming renewal, it faces an estimated $400,000 shortfall compared with the amount originally budgeted. This shortfall is due in large part to changes in the number of plan participants.
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2027–2028 budget: Assuming another 34.4% increase in State Health Benefits Plan premiums effective January 1, 2028, and no change in the District’s plan-participant census, the additional healthcare cost impact is projected to be approximately $5.7 million.
This review remains ongoing, and our brokers expect to conclude their exploration of alternative insurance options in the coming weeks.
It is also important to recognize that school districts and boards of education have limited flexibility when changing employee healthcare coverage. Any proposed alternative must provide coverage that is equal to or better than the existing plan.
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Rising healthcare costs are a significant challenge for school districts across New Jersey. In response, both the New Jersey Association of School Business Officials and the New Jersey Association of School Superintendents have been actively advocating for reform at the state level. Both organizations have submitted detailed recommendations outlining potential approaches to addressing these challenges.
This advocacy includes efforts related to legislation proposed by Senator Vin Gopal. The goal is to advance meaningful reforms that address escalating healthcare costs while maintaining appropriate coverage for public school employees.
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The District will continue to evaluate its available options carefully, working with its brokers to identify potential alternatives while meeting its obligations to employees.
We recognize the significant impact rising healthcare costs can have on the District’s budget and, ultimately, our ability to sustain educational programs and services. We will continue to keep our community informed as more information becomes available.
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The Holmdel Foundation for Educational Excellence (HFEE) continues to make a meaningful difference in our schools. Following its 30th anniversary last year, HFEE is introducing Battle of the Gift, a new initiative that will provide up to $100,000 to support innovative ideas that enrich learning for Holmdel students.
Borrowing its name from HFEE’s popular Battle of the Faculties event, which returns this year, Battle of the Gift invites district teachers and staff to propose creative projects, new technologies, classroom enhancements, and unique learning experiences that go beyond the regular school budget. Award recipients will be announced during the week of April 5, 2027.
We are grateful to HFEE for its longstanding partnership and continued investment in our students. To learn more about the foundation’s mission and how you can support its work, visit www.hfee.org.
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Parenting brings both rewarding moments and everyday challenges. Explore these resources from Peace at Home Parenting for practical tips, expert guidance, and strategies to support your child’s well-being, navigate screen time, and manage common challenges from kindergarten through high school.
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Break the Cycle: Practical tools to reduce stress-driven screen time overuse and find more connection
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Quick Tips for Real Life Parenting Moments: Short, actionable strategies parents can use immediately
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Discussion with our Parenting Experts: Evidence-based guidance grounded in child development and family systems research
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Back to School Toolkit: Proven Support for separation anxiety and morning routines, homework stress and friendship struggles, screen time questions, and getting ready for life after high school, with something for every stage from kindergarten through senior year.
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Peace at Home Blogs: Expert guidance, tools, and tips based on the latest parenting and child development research.
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Peace at Home Podcasts: Another way to listen to our Discussion with an Expert, Quick Videos, and more.
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2026 Holmdel Heritage Day
Residents are cordially invited to attend the 2026 Holmdel Heritage Day! We will celebrate Holmdel’s cultural diversity at this fun-filled event through free food samples, crafts, demonstrations, games, and performances.
Date: Sunday, December 13, 2026
Time: 1:00 PM - 5:00 PM
(Notes: Doors open at 1:00 PM only to Holmdel senior residents and reserved tickets
holders; General public enters at 1:30 PM.)
To better serve you at event, please reserve tickets here by December 5th :
Location: Holmdel High School
Admission fee: Free to Holmdel residents. Non-Holmdel residents must be
accompanied by a Holmdel resident. Donations to support the Holmdel Heritage Day at
the door are much appreciated.
Dressing in cultural attire is encouraged but not required.
If you have any questions or want to be a sponsor, donor, or volunteer helper at the
event, please contact:
HeritageCommittee@holmdel.gov
Or, fill in the form:
We look forward to seeing you at the event and celebrating our heritage together!
Members of the Holmdel Heritage Committee:
Chiung-yin Cheng Liu, Chair
Gary Vanderham, Township Committee Liaison
Terry Duchi
Shmaya Galperin
Inna Kovalerchik
Antonietta Picascia
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- November 2-6 - Fall Break
- November 12 - ESL Family Night 6:30 pm
- November 18 - BOE Meeting
- November 25 - Early Dismissal for all
- November 26-27 - Thanksgiving Break
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The Board's regular monthly public meeting will be held on Wednesday, November 18, 2026, at 7:00 PM in the High School Media Center.
All meetings will also be accessible via Zoom. Meeting links will be available on the district website, and recordings or meeting postings will be published on the district webpage within 24 hours following each meeting.
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Warm regards,
Dr. J. Scott Cascone
Superintendent of Schools
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